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Interactive tools that run in your browser. Nothing you type is sent to a server.

Estimate what a rewards credit card is worth to you each year after the annual fee, value you will not redeem and other card costs.

Compare clearing a card balance at its current rate with moving it to a lower promotional or average rate, after the transfer fee.

Find the fixed monthly payment that clears a credit card balance by a target date and the interest it costs, to compare with paying only the minimum.

Questions to answer before you apply for, keep or cancel a cashback or points credit card in Canada.